If you’re like me, you like to save money while your SO is deployed. Although my family consists of me and my husband, I love to save as much money as possible when I’m holding down the home front. I’m sure you do too! Saving money during deployment could help you collect the funds for a trip after deployment — that’s my goal! An Ireland getaway. Our dream vacation! Well, regardless of your reasoning, saving money during deployment is always a smart idea.
Here are a few tips and tricks that I’ve learned on how to save money from my experiences.
Suspend your SO’s cell phone.
Suspending a cell phone is pretty easy to do! You just have to call up your service provider and explain to them that you need to suspend a line due to deployment. Sometimes they may ask for a deployment letter, but normally it’s no trouble at all. Keep in mind, your SO can definitely use their cellphone with WiFi connections free of extra charges. My husband would call me VIA Skype when he would find WiFi connections, would send me e-mails or text messages via different apps, (we personally liked OOVOO for all of our communication needs.) Doing this alone saved us $80 dollars a month. Well worth it!
Suspend your SO’s auto insurance.
Are you going to store your car? Will it be parked and not driven? If so, you can suspend your auto insurance! I can’t give you anymore advice on that because I like to cycle between driving our two cars so they stay running and keep the health the car in good standing. But if you’re looking for ways to save, this could be a good one for you.
Staying Fit? Base gym is free!
We all try to get healthy and fit over deployment when it’s just ourselves. Also, keeping active and busy is a good way to pass time during deployments. So why not make good choices and get healthy while you’re at it! Base gym’s are free to use. Don’t spend that extra $20 bucks a month.
Save those deployment specific pay increases.
We all know being away from our loved ones is no fun at all, but one benefit of deployment is Family Separation Allowance (FSA). It’s when your SO is away/deployed for more than 30 days, you can get an extra $250 dollars a month. I would trade that in a heartbeat to spend time with my husband, but sadly it doesn’t work that way. I always try to save that extra FSA pay so when my husband is home, we can do something really nice! Let’s say an average deployment is 9 months, That’s $ an extra 2,250 dollars alone for Separation Pay. YES PLEASE!
Secondly, when your SO is in a Combat Zone, their pay is considered income tax free. Yes, Social Security and Medicare taxes will still be taken out, so don’t let that alarm you if you check your SO’s paycheck or LES. I remember being able to see an extra $100-300 dollars a month depending on my husbands location. That was nice!
I’m sure there are a few more in this category, be sure to look them up and ask around. I’m not familiar with all branches, but hey — This is a good place to start!
Anyways, GOOD LUCK SAVING!